10/03/2023 | TFPA

London, UK. 2nd February 2023: The Fintech & Payments Advisory Network (TFPA), an international consultancy launched by proven fintech veterans, welcomes three new associate partners to its collective, deepening the real-world experience and geographical expertise that its clients can leverage for their business growth.

Ricardo Calfat, Nick Barnes and Nick Dargan join TFPA’s 15 existing partners to share their extensive industry knowledge with its clients. As associate partners, they will help guide fintech founders and executives through business ventures and challenges such as commercial and technical transformation and strategic initiatives.

The new associate partners all bring varying perspectives, with each having played prominent and distinct roles in the fintech and payments industry internationally.

Ricardo Calfat brings over a decade of knowledge of the Latin American payments ecosystem to the TFPA collective. Fluent in Portuguese, English and Spanish, he has successfully navigated complex deals across diverse markets, while retaining a keen focus on customer experience. This expertise was proven during his time as Brazilian Country Manager for PaymentsInc and BioCatch and through managing ACI’s top-level client relationships and sales. He specialises in issuing acceptance, fraud prevention, anti-money laundering, real-time payments, and open banking.

Nick Barnes has spent his entire career immersed in the banking and payments industry, living and working across three continents, and now residing in Florida. Over the years, he’s taken on several progressive IT and leadership positions in fintech, product portfolio management, business development and technology leadership – most recently as CIO at the large US fintech, Bread Financial. Owing to this experience, he brings considerable knowledge of both the technology and business of card payments to TPFA clients.

Nick Dargan is an experienced and influential relationship leader in the EMEA fintech and payments space, resulting from his deep-rooted understanding of how to build and nurture strong client relationships. He established growth strategies that deliver on both corporate and local client objectives, spanning card issuing, consumer lending propositions, card acquiring and non-card payments with major brands like Fiserv, First Data and Creation FS. He also has a track record of negotiating and delivering complex multi-million dollar outsourcing deals.

On the appointment of the new associate partners, Co-Founding Partner, Roger Bracken, commented: “We’re delighted to have Ricardo, Nick and Nick join the TFPA network. Their individual skillsets will be invaluable to clients seeking support as they enter new markets like Latin America, Europe, and the US, refine their value propositions, build new client relationships, and navigate technology refreshes.”

He continued: “As a collective, TFPA provides unparalleled support for clients since we’ve been sat on their side of the table for our whole careers. We’ve gone through mergers and acquisitions, business expansion and talent acquisition, and so we know the challenges – and, more importantly, we know how to overcome them. Ricardo, Nick and Nick are experienced operators who will extend the breadth of industry knowledge that we offer to ensure that our clients can deliver the growth their capability deserves.”

Branded as ‘a consulting firm with a difference’, TFPA offers fintech founders and executives the opportunity to learn from seasoned industry entrepreneurs, investors and changemakers who have faced similar challenges in their careers, can understand their complexities, and have calculated the winning strategy for business growth.

TFPA Partner, Angela Yore, added: “As proven by the appointment of our new associate partners, TFPA’s unique advisory model is gaining traction in the fintech industry since debuting in the summer. It is now drawing in more talent and expertise from across the industry, continuing its positive impact by providing pragmatic and achievable advice.”


For more information about TFPA or to request a consultation, visit https://tfpnet.com/.