Blog

Following a spate of bank failures in the USA in the first part of 2023 (Silicon Valley, First Republic, Signature), commentary that the US regional banking crisis is far from over, and warnings from the CFPB in the USA regarding the safety of consumer funds held by payment apps, attention is rightly turning towards what measures are in place to protect UK consumers.

Without doubt, the recent announcement by FIS that it is to spin off Worldpay Inc caused some raised eyebrows. In this article, TFPA begins the process of looking at some of the challenges M&A faces and starts to look at the reasons they so often fail to deliver on the business case.

In the first of a 3-part series examining the opportunities that can be created by big data, John De Lavis considers the organisational aspects of building a successful approach to harnessing the power of big data.

One of the greatest success stories within payments over the last few years has been the near universal adoption of contactless cards. However, the recent increases in contactless limits have resurfaced a number of consumer concerns and perceptions around security. Has the time come for a new approach?

Are we witnessing a powershift in the payments landscape? What can we learn from the public fight between Amazon and Visa UK over interchange fees.

Immediate Payments is a major new initiative that has been around in one form or another for some twenty years plus. In some ways it seems churlish to assume that a concept so mature is revolutionising the payments sector, but there is no doubt it is.

In the world of long-term contracts and embedded technology solutions the old world thinking of “they will never leave us” is fatal.